Bank reconciliation
Match bank transactions with accounting records. Investigate differences and retain the supporting records for each review.
AI-powered. Agent-ready.
One connected treasury operation across your companies, banks, and systems.
For accounting and treasury teams bringing bank activity, card settlements and accounting records together. Reconcile with AI assistance, see cash across companies and currencies, and forecast from the same data—without rebuilding the cash picture by hand.
Bank and card reconciliation
Match bank activity and card settlements, then review fees, refunds, and unmatched items with a clear audit trail.
Reduced motion enabled. Choose a view to explore.
Sources
Banks
Prior-day, intraday, balances
ERP
Payments, GL, AP, AR
Files
CSV, CAMT, SWIFT, PDF
Integration API
Tenant-scoped ingestion
Cash control layer
Cash, exceptions, forecasts, and audit trail
Ingest
Validate and retain lineage
Categorize
Rules first, AI review where useful
Reconcile
Match, explain, review
Forecast
Actuals, plans, variance
Decisions
Cash visibility
Confirmed and expected positions
Exceptions
Variance and match work queues
Reports
Dashboards, runs, schedules
Audit trail
Source records and review context
Cash visibility
Reconciliation control
Forecast confidence
Platform
Connect daily finance operations with your treasury outlook.
Card payment reconciliation
Match card sales with processor settlements and bank deposits. Account for fees, refunds, and adjustments to explain what you received.
Customer receipt application
Apply recorded customer receipts to invoices and receivables. Keep payment references and application details together.
Supplier payment application
Allocate recorded supplier payments to invoices and payables. Keep a clear record of which obligations each payment covers.
Cash management
Categorize inflows and outflows, review differences, and see confirmed and expected cash across accounts and entities. Support daily decisions with dashboards and reports.
Cash forecasting
Project cash inflows and outflows, compare scenarios, and review forecast differences against actual activity.
AI-powered, agent-ready
Built-in AI. Connections you control.
AI built into your workflows
An administrator connects your chosen AI provider using its API key, then selects the models for your workflows. AI assists with import setup, categorization and reconciliation; your team reviews the results.
AI-provider usage is billed directly by the provider.
Reconcilia Agent
Ask questions inside Reconcilia, review source records, and prepare supported actions for review.
Your agents and integrations
Connect your systems with the Integration API. Coding agents such as Codex, Claude or Cursor can use Reconcilia’s MCP context to help your team build and maintain connectors.
Explore MCP & Integration APIIntegrations
Connect your banks, payment providers, and business systems.
Bring your financial data into Reconcilia through supported connections, APIs or file imports. Choose the implementation approach that fits your organization.
Customer-led setup
Starter · Growth · ProYour team configures supported connections, file imports and Integration API sources within the capacity of the selected plan.
Reconcilia-led implementation
EnterpriseReconcilia scopes and implements the agreed ERP, bank, payment-provider and business-system integrations with your team.
Bank connections
Connect banks worldwide through the Integration API or supported file imports. Reconcilia MCP context can support the development of API connectors with compatible coding agents. For supported U.S. bank accounts, Stripe Financial Connections is included at no additional charge.
Merchant card settlements
Import merchant card settlement activity through Stripe, the Integration API, or supported files. When another payment provider offers the required API, Reconcilia can add the connector at no additional development charge. Setup is customer-led for Starter, Growth, and Pro, with implementation support included in Enterprise.
ERP and business systems
Connect accounting and operational data through the Integration API or supported file imports.
Founding customer pricing
Plans that scale with your treasury operation.
Choose your implementation model: customer-led with Starter, Growth or Pro, or Reconcilia-led with Enterprise.
Founding offer
90 days free
Then save 50% on your first year
Starter, Growth and Pro are billed annually. Enterprise terms are tailored to your implementation.
Starter, Growth and Pro: cancel anytime.
Starter
Customer-led setupFirst-year founding price
First-year founding price USD 594 / year
Standard renewal: USD 1,188 / year
For one entity and a focused treasury workflow.
- Users
- 1
- Entities
- 1
- Bank accounts
- 3
- Bank transactions / month
- 500
Growth
Customer-led setupFirst-year founding price
First-year founding price USD 1,194 / year
Standard renewal: USD 2,388 / year
For finance teams coordinating several entities and accounts.
- Users
- 3
- Entities
- 3
- Bank accounts
- 6
- Bank transactions / month
- 2,500
Pro
Customer-led setupFirst-year founding price
First-year founding price USD 2,394 / year
Standard renewal: USD 4,788 / year
For broader treasury operations with higher bank transaction volume.
- Users
- 5
- Entities
- 5
- Bank accounts
- 10
- Bank transactions / month
- 5,000
Enterprise
Reconcilia-led implementationEnterprise pricing
Custom
Founding offer agreed individually.
For organizations that prefer Reconcilia to scope, configure and lead the implementation.
- Users
- Agreed scope
- Entities
- Agreed scope
- Bank accounts
- Agreed scope
- Bank transactions / month
- Agreed scope
Monthly allowances count unique bank transactions. Reconcilia covers Stripe Financial Connections; other third-party services and AI-provider usage are billed separately. Offer details in the FAQ
Founding Customer Program
Tell us about your operation. We’ll recommend the right starting point.
Share the entities, accounts, currencies, banks, payment providers and business systems involved. We’ll review your workflow, recommend a plan and confirm the appropriate implementation path.
Approved customers receive the Founding offer for their selected plan. Enterprise pricing and terms are confirmed with the implementation scope.
- 01
Describe your operation
Share the sources and first workflow you want to bring together.
- 02
Receive a plan and implementation recommendation
We review the fit and confirm the appropriate setup path.
- 03
Review your Founding offer
Choose your standard plan, or accept the Enterprise terms already agreed.
- 04
Create and configure your workspace
Confirm your organization, billing and agreements, then begin setup.
Frequently asked questions
How does founding customer pricing work?
Selected founding customers receive 90 days free, starting at workspace activation for customer-led plans or the agreed go-live for Enterprise. Starter, Growth, and Pro are billed annually: the first annual charge after the free period is 50% off, and later renewals use the standard annual price. The discount covers the subscription; separately scoped services and third-party charges are excluded. Enterprise terms are agreed individually. Apply first; choose your plan after approval.
Can I cancel during the free period or after paying?
For Starter, Growth and Pro, you can cancel anytime. Cancel before your 90 free days end and no annual subscription charge is due. If you cancel after an annual payment, your subscription will not renew and your access continues through the paid annual period. Enterprise cancellation follows the agreed Order Form.
Can I connect a bank outside the United States?
Yes. Bring bank data through the Integration API or supported files. We review the available API or file format with you. Enterprise includes Reconcilia-led integration implementation within the agreed scope.
What if my payment provider is not Stripe?
If your provider offers an accessible API with the required settlement data, we’ll build the integration for customers at no additional development charge. API access, scope, and delivery timing are confirmed before development. Any fees charged by the provider remain separate.
What integration work is included with Enterprise?
Reconcilia builds and implements the agreed connections to your ERP, banks, and other business systems. We define the sources, data mappings, responsibilities, and acceptance milestones together. Third-party platform charges are separate.
Are third-party platform fees included?
External subscriptions, API access fees, payment-processing fees, and other provider charges are separate. Reconcilia covers Stripe Financial Connections charges for supported bank connections; this does not include Stripe merchant-processing fees.
Can we build our own integrations?
Yes. Your team can use the Integration API and its own development tools or AI agents. Reconcilia’s MCP context helps agents understand the integration; API access is authorized separately. Your team validates and maintains the connections it builds.
Can we start with file imports and automate later?
Yes. Start with supported file imports and move to an API connection as your workflow evolves. We review your source format and integration requirements to agree on the next step.
How is AI usage billed?
You choose and configure your AI provider and models using your own credentials. AI usage is billed separately by that provider.
What counts toward the monthly transaction allowance?
Only unique bank transactions count. Updates and reimports do not count again. Merchant card-payment records and ERP documents do not consume the allowance; the bank settlement deposit counts once.
Does receipt and payment application move money?
Receipt and payment application links recorded customer receipts and supplier payments to invoices and accounting items. It does not initiate collections, card charges, supplier payments, or bank transfers.